How to Transfer Money from QuickBooks to a Bank Account? Step-by-Step Guide

November 8, 2024

Transferring funds from your QuickBooks account to your bank account is common for businesses. This guide will walk you through the steps involved in this process, using both online banking and QuickBooks' built-in features. Following these instructions can efficiently transfer funds and maintain accurate financial records.

Contents

How to Link a Bank Account to QuickBooks?

Step 1:

Step 2:

Step 3:

How to Transfer Money from QuickBooks to a Bank Account?

Transfer Money from QuickBooks Checking to a Bank Account

Step 1:

Step 2:

Step 3:

Step 4:

Transfer using QuickBooks Chart of Accounts

Step 1:

Step 2:

Step 3:

Step 4:

Editing the Transfer

Step 1:

Step 2:

Step 3:

Best Practices for Smooth Transfers

Conclusion

FAQs

How do I transfer a payment from QuickBooks to my bank account?

How do I transfer money from QuickBooks Cash to my bank account?

How long does it take for money to transfer from QuickBooks to a bank account?

How to Link a Bank Account to QuickBooks?

Before discussing how to transfer money from QuickBooks to a bank account, let’s examine the steps to link a bank account.

Step 1: 

Go to QuickBooks dashboard -> cash flow -> Transfer money -> Transfer in. 

Step 2: 

Enter your bank’s name, type of account, account number, and routing number, and click ‘Next.’ 

Step 3: 

Click ‘Sounds good.’

How to Transfer Money from QuickBooks to a Bank Account?

There are two ways to transfer money from QuickBooks to a bank account: from the QuickBooks Cash account or the QuickBooks Chart of Accounts. 

Transfer Money from QuickBooks Checking to a Bank Account

Step 1:

Go to QuickBooks dashboard -> cash flow -> Transfer money -> Transfer out. 

Step 2:

 Select the QuickBooks cash account in the From field.

Step 3:

Add the connected bank account using the + button in the To field. 

Step 4:

Enter the amount and click ‘Finalize Transfer.’

Transfer using QuickBooks Chart of Accounts

Step 1:  

Go to QuickBooks dashboard -> +new -> select ‘Transfer’ from the ‘Other.’

Step 2:

In the Transfer screen, select the account you would like to transfer from in the ‘Transfer funds from’ drop-down menu and the account you want to transfer to in the ‘Transfer to’ drop-down menu. 

Step 3: 

Enter the transfer amount in the ‘Transfer amount’ field and add a memo for clarification. 

Step 4: 

Attach a file if you have any documentation and save and close. 

Editing the Transfer

Follow the steps to make the changes to the transfer. 

Step 1: 

Go to QuickBooks dashboard -> chart of accounts -> click ‘View Register’ to view the transaction. 

Step 2: 

If you wish to edit the transaction, click the ‘Edit’ option from the drop-down arrow next to the ‘View Register’ button.

Step 3: 

Make the necessary changes and save and close. 

Best Practices for Smooth Transfers

To ensure seamless transfers and efficient financial management, consider the following best practices:

  • Accurate Account Information: To avoid errors, double-check the bank account details, including the account and routing numbers.

  • Sufficient Funds: Ensure adequate funds in your QuickBooks account cover the transfer amount.

  • Regular Review: Monitor your bank and QuickBooks accounts regularly to verify transaction accuracy.

  • Secure Connection: Use a secure internet connection to protect sensitive financial information.

  • Strong Passwords: Set strong, unique passwords for your QuickBooks and bank accounts.

  • Utilize Automated Tools: Consider using automated tools like SaasAnt Transactions to simplify the transfer process, especially for bulk transfers and bank statement imports. This can save time and reduce errors.

Conclusion

Following the steps outlined in this guide, you can efficiently transfer funds from your QuickBooks account to your bank account. Consider using automated tools like SaasAnt Transactions to simplify the bulk import process, especially for businesses with high transaction volumes. Combining these strategies allows you to optimize your financial operations and maintain accurate financial records.

FAQs

How do I transfer a payment from QuickBooks to my bank account?

To transfer funds from your QuickBooks cash account to a linked bank account, navigate to your dashboard's "Cash Flow" section. Select "Transfer Money" and then "Transfer Out." Choose the QuickBooks cash account as the source and the desired bank account as the destination. Enter the transfer amount and confirm the transaction to complete the process.

How do I transfer money from QuickBooks Cash to my bank account?

To transfer money from QuickBooks cash to a bank account, go to "Cash Flow," select "Transfer Money," choose source and destination accounts, enter the amount, and confirm. For efficient transfers, consider using tools like SaasAnt Transactions.

How long does it take for money to transfer from QuickBooks to a bank account?

Transfer times vary. ACH transfers usually take 2-3 business days, while instant transfers can be processed within 30 minutes. Bank processing times and system issues can affect the overall time. Generally, expect the transfer to be completed within 2-5 business days.


Scale Your Bookkeeping

Download the guide to scale and streamline your bookkeeping business.

Automated data Import / Export to QuickBooks Online
Say goodbye to the hassle of managing transactions manually
Grow exponential with Clear Financial Visibility